the Discount Diva

Posted in: Discount Diva

Ahhh! The Money Crisis

This post is from guest blogger Brenda Schmerl:

 

anxious woman

 

Every day, it seems the financial news just gets more alarming — first, it was skyrocketing gas prices; then, the stockmarket took a dive; and finally, warnings from some leaders that an economic meltdown looms if we don’t bail out the big financial companies — to the tune of $700 billion! It’s hard not to get apprehensive whenever you turn on the news — so if you’re feeling extra nervous about money, we’ve got the tips you need to help calm you down.

 

I also want to know how all this financial turmoil is affecting you. Are you changing the way you spend and save? Are you trying to sell or refinance your house? Maybe you're looking to get a new job — or are worried about the one you've got? Add your comments here!

 

istockphoto
Posted in: Discount Diva

Egg-celent Ideas

After spending months, literally, trying to figure out what to do with leftover egg cartons (it's a long story that I'll share another day), I stumbled upon an article at FrugalVillage.com where DOZENS of uses for egg cartons are listed – toolshed organizer, loose change holder, travel container for jewelry, seed starters, desk organizer. The possibilities really are limitless. 

Tell me more! What do you do with those pesky egg cartons? What about milk jugs and oversize tin cans -- how do you recycle those?

SPECIAL OFFERS:
Posted in: Discount Diva

Never Waste Money On Gifts Again!

I've been told that I'm an oddity when it comes to receiving gifts, in that I absolutely adore every single gift I get, from the blingy watch my husband bought for me a few birthdays back to the scribble drawing my three-year-old nephew created for me this birthday. I don't care what it is, as long as I get something. 

But for most givers and receivers, the perfect gift is key. 

I played this board game the other night at a friends house called GiftTRAP, in which you try to figure out what your pals would want to be gifted and they figure out what you'd want. The premise is simple, but oh-so smart and FUN! The next person I plan on playing the game with is my dad, who I'm sure I've already waisted way too much money on with ties he never wore and tools he never used. 

Posted in: Discount Diva

What to Do With Those Leftovers

(Add them to this yummy pasta dish!)

When it comes to food, my eyes are always bigger than my stomach. Instead of baking a couple of drumsticks for my husband and I (the only two in my household), I cook a whole roaster with intentions of eating the entire thing in one dinner. It never works out that way. I'm stuffed after my fill and we're left with more than half a chicken!

I just met Stacey DeHass, the Executive Chef at Amish Naturals, a  fast-growing organic food company out of Holmesville, Ohio. Because of the high price of food these days, Stacey has gotten quite crafty in the kitchen and has developed an entire roster of  tasty, fulfilling and healthy recipes by using leftovers. Here's one of her delish concoctions:

***This recipe is a perfect way to utilize seasonal vegetables, which are generally cheaper, and to experiment with different additions such as leftover grilled chicken.  Just heat it in the microwave and toss it in at the end.

 

12 oz Pasta (try Amish Naturals Pasta...it's really good!)

4 qt Water

1 Tbsp Kosher Salt

2 Tbsp Olive Oil

1 Tbsp Roasted Garlic, crushed

3/4 cup Sweet Onion, diced

3/4 cup Bell Peppers, diced

3/4 cup Zucchini, diced

3/4 Mushrooms, sliced

Salt and Pepper to Taste

Asiago Cheese

 

Boil water with tablespoon of kosher salt in large covered stock pot.  Remove lid, add pasta and boil according to package instructions or until al dente (soft but not overcooked).  Drain pasta through colander and rinse immediately with cold water to stop cooking process.  Set aside.

 

In large sauté pan over medium heat, heat oil, then stir in garlic, onions and peppers and sauté until nearly tender.  Add zucchini and mushrooms and continue sautéing.  Season with kosher salt and fresh ground pepper to taste and mix in remaining butter.  Stir in pasta and cook long enough to heat thoroughly– garnish with grated cheese to serve. 

Posted in: Discount Diva

Cracking the Creditor Convo

 

Creditors scare me. I never know what to say to them, or how to say it. I don’t know when to be stern and when to be sweet. I fumble over words and never fully get my point across, which in most cases is “I want a lower rate.”

 

 “Believe it or not, many consumers have saved hundreds and even thousands of dollars by simply making a 5 minute phone call and asking their issuer for a lower rate.  I’ve done this myself many times over the years, so I know it works,” said Curtis Arnold, the founder of I.S. Citizens for Fair Credit Card Terms, Inc.

 

Armed with these five tips courtesy of Arnold, I gave it another shot.

 

  1. Always be courteous and professional
  2. Say that you’re aware that there are better offers available to you- mention specific low-rate offers from other card issuers
  3. Point out your good track record and your good credit score
  4. Explain that you’d like to continue using the card- and plan on doing so-if your rate is lowered
  5. If the answer is “no,” politely ask to speak to a supervisor, and repeat steps 1 to 4. Talking to a supervisor is often worth it because the customer service reps are more limited in their ability to make account changes.

 

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Great sales, bargain stores and nifty money-stretching strategies: Get 'em all right here

about the blogger

The Discount Diva
Ayren

Ayren Jackson-Cannady has yet to find a bargain or sale she didn’t like. It’s a good relationship for her wallet, but not so much for the dwindling closet space in the apartment that she shares with her husband, John and her cat, Shiny in Brooklyn, NY.

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