This post is from guest blogger Brenda Schmerl:

Every day, it seems the financial news just gets more alarming first, it was skyrocketing gas prices; then, the stockmarket took a dive; and finally, warnings from some leaders that an economic meltdown looms if we dont bail out the big financial companies to the tune of $700 billion! Its hard not to get apprehensive whenever you turn on the news so if youre feeling extra nervous about money, weve got the tips you need to help calm you down.
I also want to know how all this financial turmoil is affecting you. Are you changing the way you spend and save? Are you trying to sell or refinance your house? Maybe you're looking to get a new job or are worried about the one you've got? Add your comments here!
After spending months, literally, trying to figure out what to do with leftover egg cartons (it's a long story that I'll share another day), I stumbled upon an article at FrugalVillage.com where DOZENS of uses for egg cartons are listed – toolshed organizer, loose change holder, travel container for jewelry, seed starters, desk organizer. The possibilities really are limitless.
Tell me more! What do you do with those pesky egg cartons? What about milk jugs and oversize tin cans -- how do you recycle those?
I've been told that I'm an oddity when it comes to receiving gifts, in that I absolutely adore every single gift I get, from the blingy watch my husband bought for me a few birthdays back to the scribble drawing my three-year-old nephew created for me this birthday. I don't care what it is, as long as I get something.
***This recipe is a perfect way to utilize seasonal vegetables, which are generally cheaper, and to experiment with different additions such as leftover grilled chicken. Just heat it in the microwave and toss it in at the end.
12 oz Pasta (try Amish Naturals Pasta...it's really good!)
4 qt Water
1 Tbsp Kosher Salt
2 Tbsp Olive Oil
1 Tbsp Roasted Garlic, crushed
3/4 cup Sweet Onion, diced
3/4 cup Bell Peppers, diced
3/4 cup Zucchini, diced
3/4 Mushrooms, sliced
Salt and Pepper to Taste
Asiago Cheese
Boil water with tablespoon of kosher salt in large covered stock pot. Remove lid, add pasta and boil according to package instructions or until al dente (soft but not overcooked). Drain pasta through colander and rinse immediately with cold water to stop cooking process. Set aside.
In large sauté pan over medium heat, heat oil, then stir in garlic, onions and peppers and sauté until nearly tender. Add zucchini and mushrooms and continue sautéing. Season with kosher salt and fresh ground pepper to taste and mix in remaining butter. Stir in pasta and cook long enough to heat thoroughly– garnish with grated cheese to serve.
Creditors scare me. I never know what to say to them, or how to say it. I don’t know when to be stern and when to be sweet. I fumble over words and never fully get my point across, which in most cases is “I want a lower rate.” “Believe it or not, many consumers have saved hundreds and even thousands of dollars by simply making a 5 minute phone call and asking their issuer for a lower rate. I’ve done this myself many times over the years, so I know it works,” said Curtis Arnold, the founder of I.S. Citizens for Fair Credit Card Terms, Inc. Armed with these five tips courtesy of Arnold, I gave it another shot.